CalculateRealEstateROI

BRRRR

What is the seasoning period on a BRRRR refinance?

Time you must own the property before lender will refi against appraised value, not purchase price.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Direct answer

Time you must own the property before lender will refi against appraised value, not purchase price.

Expanded explanation

Conventional: typically 6–12 months. DSCR: often 0–90 days. Choose your refi lender at acquisition, not after rehab.

Examples

  • DSCR 90-day seasoning → refi at $145k ARV vs $60k purchase.

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