CalculateRealEstateROI

BRRRR

What are BRRRR seasoning rules?

Conventional: 6 months from purchase to use appraised value for refi. DSCR: typically 0–90 days.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Direct answer

Conventional: 6 months from purchase to use appraised value for refi. DSCR: typically 0–90 days.

Expanded explanation

Seasoning controls how fast capital recycles. Conventional 6-month wait limits BRRRR velocity to 2 deals/year. DSCR lenders allow 0–90 day refi based on appraised value at fix, enabling 4+ deals/year.

Examples

  • DSCR lender allowing refi at month 1 vs conventional 6-month wait.

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