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BRRRR

Which lenders are best for BRRRR refis?

Local community banks, DSCR lenders, and credit unions — they allow short seasoning and appraised-value refis.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Direct answer

Local community banks, DSCR lenders, and credit unions — they allow short seasoning and appraised-value refis.

Expanded explanation

Pre-qualify exit lender BEFORE closing on the acquisition. Confirm: seasoning required, max LTV, DSCR minimum, and current rate. A BRRRR with no committed exit is gambling.

Examples

  • DSCR lender allowing 75% LTV refi at month 4 after rehab + tenant placement.

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