Financing

Cash-Out Refinance

Refinance that returns cash to the borrower by increasing loan balance.

Reviewed 9 August 2026 by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Plain-English explanation

Tax-free proceeds — central to BRRRR and portfolio scaling.

Examples

$300k property at 75% LTV = $225k loan, paying off $180k existing = $45k cash.

Common mistakes

Cashing out to lifestyle spending instead of redeployment.

Cash-Out Refinance

Plain-English explanation

Examples

Common mistakes

Related questions