CalculateRealEstateROI

Investing

What's the best first investment property?

Owner-occupied 2–4 unit house hack with FHA financing in your home market.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Direct answer

Owner-occupied 2–4 unit house hack with FHA financing in your home market.

Expanded explanation

House hacking gives access to the best financing terms, lowest down payment, lowest qualification bar, and forced learning on landlording. After 12 months of occupancy, you can repeat.

Examples

  • $300k duplex, FHA 3.5% = $10.5k down.

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