CalculateRealEstateROI

Financing

FHA Loan

Government-insured loan with low down payment for owner-occupants.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Plain-English explanation

3.5% down, 580 credit minimum. Owner-occ required — great for house hacking.

Examples

  • House hack duplex with 3.5% FHA down.

Common mistakes

  • Trying to use FHA on non-owner-occupied properties.

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