CalculateRealEstateROI

Investing

When can I quit my job to invest full-time?

When portfolio cash flow covers 1.5x living expenses with 12 months reserves.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Direct answer

When portfolio cash flow covers 1.5x living expenses with 12 months reserves.

Expanded explanation

Full-time investing is a business, not a retirement. Plan for transition: side hustle → consulting → full-time as cash flow matures.

Examples

  • $8k expenses × 1.5 = $12k needed + $144k reserves.

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