Should I put rentals in an LLC?

Direct answer

Yes once you own 2+ properties or equity exceeds your insurance limit.

Expanded explanation

LLCs offer charging-order protection and operational separation. Lenders typically prefer personal-name conventional loans for the first 1–2 properties; transition to DSCR / LLC vesting as you scale. Avoid commingling funds. State formation matters: WY/NV for anonymity, your operating state for compliance.

Examples

• Single LLC holding 3 SFRs after exit from personal name via deed transfer.

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