Financing

Hard Money Loan

Short-term, asset-based loan from a private lender, typically for rehab.

Reviewed 9 August 2026 by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Plain-English explanation

Fast (close in 7-14 days), expensive (10-15% + points), short (6-12 months).

Examples

$200k purchase + $50k rehab at 12% + 2 points, 9-month term.

Common mistakes

Holding hard money past initial term.

Hard Money Loan

Plain-English explanation

Examples

Common mistakes

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