CalculateRealEstateROI

House Flipping

What financing options exist for flips?

Hard money (most common), private money, HELOC, partnership capital, or seller financing.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Direct answer

Hard money (most common), private money, HELOC, partnership capital, or seller financing.

Expanded explanation

Hard money: 10–14% + 2 points, 80% LTC. Private money: 8–12% with relationships. HELOC: cheaper but lower limits. Match financing speed and cost to deal type.

Examples

  • $150k hard money at 12% / 2 points for 9-month flip.

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