CalculateRealEstateROI

Cash Flow

Debt Service

Total annual principal and interest payments on property loans.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Plain-English explanation

What you owe the bank each year, regardless of taxes or insurance.

Examples

  • $1,330 monthly P&I × 12 = $15,960 annual debt service.

Common mistakes

  • Excluding interest-only payments from the calc.

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