CalculateRealEstateROI

Wealth Building

Real estate or 401(k) — where to put my money?

Both. Max employer match, then split between real estate and tax-advantaged accounts based on risk tolerance.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Direct answer

Both. Max employer match, then split between real estate and tax-advantaged accounts based on risk tolerance.

Expanded explanation

401(k) match is 100% return — never skip. Real estate offers leverage + tax shelter unavailable in retirement accounts. SDIRA or Solo 401(k) lets you invest retirement funds in real estate.

Examples

  • Max 401(k) match → BRRRR strategy with surplus capital.

More Wealth Building questions