CalculateRealEstateROI

Financing

What are conventional loan limits for investors?

10 financed properties cap; max LTV 75–80% for 1-unit investment, 70% for 2–4 unit.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Direct answer

10 financed properties cap; max LTV 75–80% for 1-unit investment, 70% for 2–4 unit.

Expanded explanation

After 10 mortgages, conventional shuts off. Most scaling investors transition to DSCR (no portfolio cap, LLC vesting) around property 5–7.

Examples

  • Investor 1-unit max 75% LTV; 4-unit max 70%.

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