Real Estate Term

LTV

Loan-to-Value — the loan amount divided by the property value.

Reviewed 9 August 2026 by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Formula

LTV = Loan Balance ÷ Property Value

Example

$240k loan on a $300k property = 80% LTV.