Real Estate Term

FHA Loan

A government-backed mortgage available with lower down payments.

Reviewed 9 August 2026 by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Explanation

Allows as little as 3.5% down for owner-occupied 1-4 unit properties — the foundation of most house-hacking strategies.