Real Estate Term

Down Payment

Cash paid up front toward the purchase price.

Reviewed 9 August 2026 by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Explanation

Investment properties typically require 20–25% down for conventional financing, or as low as 3.5% for owner-occupied FHA house hacks.