Key takeaways
- Mortgage Impact for payment math.
- Stress Test for rate sensitivity.
- Cap Rate / Rental ROI for DSCR.
- Acquisition Report for lender package.
- Wealth Building Report for refi planning.
Core concepts
Tools
Mortgage Impact + Stress Test + Cap Rate.
Reports
Acquisition + Wealth Building.
Decision flow
Underwrite → stress → pick stack.
Step-by-step framework
- 1Mortgage Impact for each loan option.
- 2Stress Test +200 bps.
- 3Acquisition Report for lender.
Advertisement
Common mistakes to avoid
- Skipping stress test.
Frequently asked questions
Mortgage Impact bookmarked?
Yes.
Stress threshold?
+200 bps.
Premium report for lenders?
Acquisition Report.
Annual refi scan?
Yes via Wealth Report.
Action checklist
- ☐Calculator bookmarked.
- ☐Stress test on each loan.
- ☐Report generated.
More from Real Estate Financing
Real Estate Financing Best Practices
Match loan term to hold period, optimize APR not rate, and plan the refinance ladder.
Common Financing Mistakes
Wrong product, wrong term, wrong lender — financing errors are expensive and slow to fix.
Beginner's Guide to Real Estate Financing
First loan — pre-approval, document prep, and product selection for new investors.
Advanced Real Estate Financing
Portfolio loans, blanket mortgages, lines of credit, and private capital — scaling beyond conventional.
Conventional Investor Loans
Fannie Mae and Freddie Mac investor loans — cheapest rate, strictest qualification, capped at 10.
DSCR Loans Explained
Underwrite property cash flow, not personal income — the workhorse of scaled portfolios.