Financing

Seller Financing

Purchase structure where the seller holds the note instead of a bank.

Reviewed 9 August 2026 by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Plain-English explanation

Creative way to buy with flexible terms — often used when seller wants tax deferral.

Examples

10% down, seller carries $180k at 6% interest, 5-year balloon.

Common mistakes

Skipping title insurance and due diligence.

Seller Financing

Plain-English explanation

Examples

Common mistakes

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