Plain-English explanation
Healthy: 50-65%. Above 75% = fragile. Below 40% = trapped equity.
Examples
- $2M debt on $3.2M value = 62.5% portfolio LTV.
Common mistakes
- Optimizing per-property without portfolio view.
Related questions
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Weighted-average loan-to-value ratio across an entire portfolio.
Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice
Healthy: 50-65%. Above 75% = fragile. Below 40% = trapped equity.