CalculateRealEstateROI

Risk Management

How do I manage interest-rate risk?

Lock long-term fixed debt, ladder ARM resets, and maintain reserves equal to 200bps stress.

Reviewed by Keiron Brown, Founder & Editor, CalculateRealEstateROI · Educational estimates only — not investment, financial, tax, or legal advice

Direct answer

Lock long-term fixed debt, ladder ARM resets, and maintain reserves equal to 200bps stress.

Expanded explanation

Stress-test the entire portfolio against +200bps — if any property goes negative, refinance or sell. Avoid stacking short-term variable debt at scale.

Examples

  • ARM reset in 24 mo → refi to 10-yr fixed before window closes.

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